Home Business Academy (HBA) Review 2026

No. HBA is a one-tier affiliate program. You earn commissions on products you sell directly — there is no multi-level structure. You do not earn on anyone your referrals recruit. Income comes from product sales, not recruitment.

At 80% commissions, you earn $8/mo per Let's Goal customer, $20/mo per Funnel Builder customer, and $100/mo per Premium customer. With 24 full-suite customers, that's $3,072/month in residual income. Results depend on your marketing effort and consistency.

HBA pays 80% commissions on a one-tier structure. You earn on your personal referrals only — no multi-level math. You must own the product to earn commission on it. Commissions are paid every Thursday.

No. The compensation plan has remained identical since HBA was founded in 2016. Paul and Mike built HBA specifically because they were burned by 4 previous companies that changed their comp plans.

Depending on your tier: personal development tools (Let's Goal), funnel building (Funnel Builder), traffic and conversion training plus live coaching (Premium), and financial literacy education (FLA). All tiers include access to the Turnkey Residual System — a done-for-you marketing system with ebook, landing page, sales page, AI chatbot, and follow-up email sequences.